Venmo is one of the most popular money transfer mobile apps today. You can use it to make purchases, send or receive money from friends, or pay for services.

It’s such a convenient app to use that people sometimes want to make separate accounts.

So, can you have two usernames on Venmo?

Yes, it’s possible for one person to have two Venmo accounts, as long as one of them is personal and the other is a business profile. You can also create a joint account with shared bank info for partners and family members.

In this article, we’ll go over all the information you might need to know before making multiple Venmo accounts.

RELATED READ: Can You Have Two Venmo Accounts With Same Bank Account?

Can You Have Two Usernames on Venmo

Can I Have Two Venmo Accounts?

Yes, Venmo lets you create and have two usernames. You don’t even need to use different email addresses or separate bank accounts to do this.

You can make a new account using the app or on the web, but there’s a catch.

The only way to have multiple Venmo accounts is if you add a business account to your personal one.

While using two email addresses is optional, you can only have a single, unique phone number associated with your Venmo.

If you attempt to set up a new account with the same number, you risk having your first account deleted.

To make sure your phone number isn’t currently being used for another Venmo account:

  • Go to the settings menu.
  • Select profile and tap on accounts.
  • From there, click on your username.
  • The phone number currently linked to the account should be listed.

Alternatively, you can get two users to use the same banking info by creating a joint Venmo account. This is a lot like a dual bank account ownership, but we’ll get to that in a minute.

How to Make a Business Venmo Account?

Business accounts are connected to your personal Venmo. However, you can send and receive payments for your business while keeping your personal affairs in their separate bubble.

There won’t be any overlap between the two, so don’t worry about any mix-ups here. All of your account information is encrypted too, so it’s perfectly safe to use Venmo in your business.

How to create a Venmo business profile:

  1. Open the app
  2. Click on your profile photo in the upper left corner
  3. Create a business profile
  4. Fill out the specific details of your business
  5. You can add a profile picture or the logo of your business if you so choose
  6. Click “Publish”

Why Should You Make a Business Profile?

Having two Venmo accounts for personal and business use is important if you prefer to keep your expenses neatly separated.

There are even more merits to consider when you’re using Venmo for business.

Let’s take a closer look:

Makes Handling Taxes Easier

Taxes are already complicated, and business and personal expenses are taxed differently. That’s why it’s best to keep two distinct accounts for legal purposes.

And you know what the best part about business profiles is?

They keep track of all the necessary but complicated documentation. Those will come in handy when you’re filing your taxes.

Just keep in mind that if you run your business through Venmo, you will still be responsible for reporting your income to the IRS.

Facilitates Communication With Partners

If you have a partner, using a business account can make communication about company spending. It’s all recorded and shareable.

Plus, Venmo can even sync transaction information with financial programs like Quickbooks. This can be very convenient for business owners.

With a few clicks, you’ll get to review a ledger of your Venmo transactions numbers and amounts. You just need to fill out what the transaction was for and what category it falls under.

Encourages Clients to Shop Online

In addition to that, business profiles have a few interesting features that could prove beneficial for online retail.

For instance, customers can easily find you by typing your business’s name in the search bar. 

When customers use Venmo to make a purchase, you can also post links to your company’s website or social media pages.

How to Make a Joint Venmo Account?

Instead of creating multiple Venmo accounts, you can create a joint one for a partner or family member. Just make sure you completely trust the person you’re sharing your bank details with.

This way, you can use a bank account that you both own to open up two personal Venmo profiles.

As a security measure, you’ll get notified about the account merger and any major changes that take place.

Remember that you’re only allowed to use one phone number for both accounts, so decide who that is going to be before proceeding.

How to set up a Venmo joint account:

  1. Open the app
  2. Tap the icon on the top-left of your screen and select the settings menu
  3. Select your payment method and add the joint bank account info
  4. Choose either instant or manual verification, depending on your bank
  5. After verifying your bank account, you should be good to go

Once the shared account information is added, the first user will receive a security notification. This means that joining the two Venmo accounts went well. You can now both use Venmo to send or receive payments.


There’s a reason why Venmo is a convenient payment system. It makes everyday expenses and splitting a bill with friends a whole lot easier. It cuts down on the hassle of carrying cash and worrying about change.

It was only a matter of time till it became a crucial part of conducting business. This all circles back to the main question: can you have two usernames on Venmo?

You can only have two Venmo accounts by making one of them a personal account and the other a business one. As a plus, you get to attract a larger consumer base and digitalize all the business transactions.

On the other hand, if two people share ownership of a bank account, they can create a joint Venmo account.

Just remember that every Venmo profile should have its own unique phone number.

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