Can You Pay Bills With Netspend? How to Pay Bills Using Netspend Card?

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Yes, NetSpend Cardholders can now use their cards to also pay all their utility bills. NetSpend cards are useful for shopping online and in person. You can also use your NetSpend Cards to pay bills like tuition, taxes, utilities (electricity and water, for example), and more.

With no credit check, minimum balance, or activation fee required, Netspend prepaid debit cards allow underbanked individuals a secure way to manage their money. Even if you do have a traditional checking account, you can open a Netspend account side by side for easy budgeting.

The great thing about prepaid cards is that you can only spend the money in your card account, unlike a regular bank debit card linked to your bank account. These unique features have contributed to prepaid card popularity over time, with more and more people opting for this alternative financial solution.

Out of the many exciting offerings of the Netspend prepaid card, one is the ease of paying bills. So, yes, you can pay bills with Netspend, just like you would with a debit or credit card, as long as there are enough funds in your card account. 

Read on as we discuss everything there is to know about paying bills with your Netspend card.

READ MORE: What To Do If You Forgot Netspend Card Pin? Reset Pin Guide

Can You Pay Bills With Netspend?

How to Pay Bills Using The Netspend Prepaid Debit Card?

Once you have money in your Netspend account, you can use it to pay bills instead of waiting in line for hours or mailing in a check. All you need is to log in to the online account center to find your Netspend account number and routing number. You can use these numbers to pay various bills, including rent.

Your Netspend card works like a typical payment card like most prepaid cards. You can use your prepaid debit card to make purchases and pay bills anywhere which accepts a Debit Mastercard or Visa debit card. For any prepaid debit card, the card processor is usually deciding whether the company accepts the bill payment.

Netspend has partnered with Visa and Mastercard as its processor. Therefore, as long as the two-card processors are accepted, you can use your Netspend card to make bill payments through the website online or on the phone with the company’s representative.

Before making a bill payment, ensure that you have enough funds loaded on your card. You can check your card balance through the online account center for free, allowing you to access your transaction history and deposits.

To be aware of your current balance after every transaction, you can set up Anytime Alerts from Netspend. Send ‘BAL’ to 22622 to check your balance at any given moment. For $0.5, you can ask for your credit from a representative or check it at any ATM.

What To Do If You Want To Pay A Bill Immediately?

If you want to immediately pay a bill with an impending deadline, you can pay with your Netspend card over the phone by calling the biller.

Alternatively, you can also use the MoneyGram Express Payment service, but you will have to pay a fee. Fees vary according to the biller, face amount, and industry.

Can You Transfer Money From Your Bank Account To Your Netspend Card?

Netspend makes it easy for you to pay your bill online, but obviously, you need to have funds in your account to make the payment. Even though prepaid cards have particular benefits for underbanked individuals, people with traditional banking also use them. It offers an excellent way to budget money.

Therefore, if you have a checking or saving account, Netspend allows bank transfers for you to transfer funds quickly. You can also transfer money from a debit card from the bank.

This ease of fund transfer ensures that you can promptly send money to your card and use it for bill payments. Please note that the originating bank or the service provider may charge bank transfer fees to the transferor’s bank account.

Netspend cardholders can make account-to-account transfers online or in-app, free of cost. However, if you take aid from a Netspend Customer Service agent for such a transfer, a fee of $4.95 is applicable.

Another simple way of ensuring enough funds in your card account is using the direct deposit feature.

Can You Transfer Money From Your Netspend Savings Account To Pay Bills?

Netspend allows you to set up a savings account with up to a 5% APY. This will enable you to save money and earn cash to stow away as an emergency fund.

However, if you are short of funds for your bill payment, Netspend allows transferring funds from your savings account to your card account up to six times every calendar month.

Other Prepaid Debit Cards To Pay Bills Online

Apart from the Netspend Prepaid Mastercard and Visa Prepaid card, there are several other options in the market that you can use to pay bills.

PayPal Prepaid Mastercard

The PayPal card allows you to transfer money to and from the PayPal account to your card account through simple linking. Since it has a Mastercard logo, you can use it to pay bills as long as the company accepts Mastercard payments.

Bluebird American Express Prepaid Card

The Bluebird Prepaid Card from American is another option to pay bills online safely to numerous billers. Compared to other prepaid card options, you pay less, and no fees for ATM withdrawals are applicable at various locations.

Brinks Prepaid Mastercard

Brinks is another alternative to Netspend if you want to pay bills with your prepaid card. The card company has an excellent app that allows you to manage your finances whenever you want.

Additionally, network branded gift cards with a Visa or Mastercard logo can be potentially used to pay bills.

Bottom Line

You can use Netspend prepaid cards to pay bills. Since the Netspend cards do not require bank accounts, you will need to load money into the card for payments. As long as there are enough funds in your card account, you can use it to pay bills as you would with any other regular payment card.

With Netspend, cash reloads are pretty straightforward when using the direct deposit option to add money. Your government benefits or paycheck are directly added to your card account for free in direct deposit.

Moreover, You can also reload from more than 130,000 reload locations for a fee, as well as add money through bank transfer, PayPal, Netspend card to card transfer, and tax refunds.

Jack Vasquez Garcia

Jack Vasquez Garcia is a seasoned P2P expert specializing in Venmo, Cash App, and Netspend. With deep knowledge and experience, he simplifies digital transactions for individuals and businesses, making life easier in the digital realm. Linkedin

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