Netspend is a financial service provider that offers prepaid debit cards that can be used in all places where Visa debit cards and Mastercard debit cards are accepted.
The Visa prepaid card that the company provides is also issued by the Republic Bank & Trust Company, and The Bancorp Bank (MetaBank National Association), and Visa USA Inc licenses it.
On the other hand, the prepaid Mastercard that Netspend offers is issued by The Bancorp Bank (MetaBank, N.A) and Republic Bank Trust Company pursuant to Mastercard International Incorporated License. This Netspend Mastercard can be used on any location that accepts debit Mastercard.
According to the Netspend Cardholder agreement, the card account use is subject to ID verification, transaction fees, fund availability, and activation.
In this article, we’ll discuss different Netspend card designs that you can choose for your prepaid debit card.
READ: Netspend Business Account/ Card – Fee Structure & Benefits
How Does Netspend Prepaid Debit Card Work?
Before getting into the details of Netspend prepaid debit card design, let’s discuss briefly what Netspend is and how it works. Netspend is a financial services company that offers prepaid debit cards and owns a vast network of cash reload centers and retail locations.
The Netspend card comes with the following characteristics.
NetSpend Card Design
The first thing that you’ll notice while opening your Netspend account is card designs. Netspend offers various designs that you can choose for your prepaid debit card. You can also create your design for your prepaid debit cards. We’ll discuss how you can do it in the latter part of this article.
You’ll need to provide your basic personal information, including name, address, date of birth, and phone number while applying to open a card account.
Netspend Card Account
After getting your Netspend card, you’ll need to activate it. After activation, you’ll also get a card account to manage your finances efficiently. You won’t need any traditional bank account to open your net spend card account.
Bear in mind that the Netspend card you buy from a retailer will come with a simple design. The card will be in black and will work as a temporary card. You’ll need to apply for a new card where you’ll be able to choose the desired design.
Prepaid Debit Only Card
It’s important to note that Netspend offers prepaid debit cards, and you can only use the amount of money you already have on your card. So you can’t utilize these cards to buy anything by using credit.
You can opt for overdraft protection that provides you with a $10 courtesy cushion while spending your funds. It means your card account balance can go in $10 negative if you sign-up for the optional overdraft protection.
Payback Rewards
Netspend prepaid cards also offer cashback rewards that you can earn by purchasing services and products from particular merchants.
Virtual Card Numbers
Netspend also allows you to generate virtual numbers against your prepaid debit card account. You can use these virtual numbers to make one-time online purchases from third-party and unfamiliar vendors.
How Much Does Netspend Prepaid Cards Cost?
Netspend offers two different plans to choose from. Both plans come with other fee structures and you can choose the one that suits your needs the best. However, keep in mind that you’ll need to pay extra money if you want to create a custom design of your Netspend prepaid debit card.
The following are the two plans that Netspend offers.
Monthly Plan
This plan is best for those people who make many purchases using their prepaid debit cards.
- Monthly maintenance fee: $5
- PIN and signature purchases for free: Unlimited
“Pay as You Go” Plan
This plan is best for those people who use prepaid debit cards occasionally.
- Monthly maintenance fee: $0.00
- Pay fees per transaction: $1
Netspend Basic Card Designs
Netspend offers two basic card designs for Mastercard and Visa debit cards. Both of these cards come with simple unicolor designs. If you buy these cards from retailers, the color of your cards will be black. On the other hand, if you apply online, you can get blue color cards.
Netspend Custom Card Designs
Netspend allows you to create your custom card design. You can use a photo or any image to express your personality. You can also use a picture of yourself to help vendors know when it’s not you. The Netspend cards also have your name printed on them.
Features of Custom Card Design
You can pick the photo you want and upload it to the Netspend Card Creator. You’ll need to log in to the Netspend Online Account Center to access this feature. You can upgrade your Netspend debit card to Netspend Premier as it includes the Netspend custom card feature in the package.
The Netspend custom card designs are personalized to you. You can even use vacation snapshots, family photos, or any other picture that you like. Some people also use their passport size photos for added security.
Custom card designs also add an extra layer of security as they help deter fraud. For example, if your prepaid debit card has a photo of yourself, it’ll help different merchants know when someone other than you is trying to use your card.
Netspend and WWE Partnership
Netspend has partnered up with WWE to allow wrestling enthusiasts to print WWE designs on their prepaid debit cards. So if you like to watch WWE wrestling, you can have a debit card with the WWE Championship title belt.
You can also have the faces of WWE superstars, including The Undertaker, Randy Savage’s “Macho Man,” AJ Styles, and Becky Lynch. In addition, you can use these Netspend card designs to show your loyalty through a WWE-branded prepaid card.
With WWE Netspend prepaid debit cards, you can sign-up for the direct deposit events for pay-per-view events to get paid up to 2 days early.
Access on the Go: You can use the Netspend Mobile app to manage your WWE Netspend card. It allows you to control your money, see your transactions, and check your balance wherever you are.
