Netspend is one of the most popular financial institutions in the United States that offers prepaid debit cards, both debit Mastercard and Visa cards. You can sign up for your prepaid Mastercard or Visa card even without paying any upfront fee or having a bank account.

Netspend also doesn’t check your financial history and credit check. The company is a federally registered U.S service mark of Netspend Corporation and pursuant to a license by Mastercard International Incorporated.

In this article, we’ll discuss different ways to reload your Netspend prepaid debit cards, including Netspend reload pack number unlock codes.

READ: Netspend Overdraft Reviews: Eligibility, Activation & Deactivation

Netspend Reload Pack Numbers Unlock Code

What is a Netspend Reload Pack?

A Netspend reloads pack is essentially a card you can use to reload your Netspend prepaid debit cards. Using reload packs is a secure and safe way to top up your Netspend account that can be used just like a bank debit card.

Are Netspend Reload Pack Numbers Unlock Code Legit?

Yes, the Netspend reload pack numbers that you buy to reload your Netspend account are legit. These reload packs are also known as GPR (General Purpose Reloadable) cards.

All Netspend account holders can use reload packs or GPR cards to fund their Netspend card accounts. GPR cards are often confused with gift cards. However, they are not the same and have different rules and regulations.

It’s important to note that many third-party websites offer free Netspend reload pack numbers and codes. Such Netspend reload pack codes don’t work, and they’re no more than a scam. After all, no company gives away real credit like this.

The Netspend prepaid cards allow you to withdraw cash from ATMs and perform in-store purchases. You can also access your online account to transfer money between your savings account and Netspend card account.

Netspend also doesn’t charge a mobile or online account fee to account transfers between multiple Netspend accounts.

How Do Netspend Reload Pack Numbers Work?

According to Investopedia, all Netspend GPR cards must be purchased. You’ll need to scratch the back of the reload pack to unlock the card number. Then you can call Netspend customer service representatives at toll-free numbers or online service to activate your reload packs.

How to Use Netspend Reload Pack Numbers?

First, you need to open your Netspend account by going to the company’s official website. While opening your account, you need to enter your personal information such as name, email address, home address, zip code, etcetera.

You might also need to provide Netspend with your government ID number. The company collects all this information because the federal government law requires all financial companies, including Netspend, to verify the identities of their customers.

After completing your account opening process, you’ll receive a postal email containing all the required information to activate your card. The mail also comes with information regarding your direct deposit sign-up, including routing and account numbers.

You can then buy a Netspend reload pack to add money to your account. The Netspend reload pack numbers can only be activated once. You’ll need to buy more Netspend reload packs to deposit more money in your account.

The card load limits apply to comply with federal rules that determine how much money you can add to your account. The card account is also subject to fund availability, ID verification, and activation.

What are Netspend Reload Pack Options?

There are multiple third-party options available that you can use to reload your Netspend prepaid account, and some of the best ones are listed below.


MoneyGram is one of the most popular vendors that supports more than 100 different prepaid cards, including Netspend. If you’re not a tech enthusiast, this option will suit you best to reload your Netspend prepaid card.

All you need to do is fill out the MoneyGram form by entering your personal information. Then, ensure that you carry your valid ID and take it to your nearest MoneyGram location.

It’s important to note that MoneyGram reloads packs will cost you $3.95. However, the load fees vary depending upon your selected location.

MoneyPak by GreenDot

The MoneyPak by GreenDot is one of the most popular ways to reload your Netspend card. The company supports more than 200 companies of prepaid debit cards, including Netspend. We recommend you check your Netspend prepaid card’s eligibility before choosing this option.

MoneyPak by GreenDot allows you to reload your prepaid card from $20 to $500, and each reloads pack costs $5.95.

Visa ReadyLink

Visa ReadyLink is another excellent option that offers general-purpose reloadable cards for Netspend prepaid debit cards. You can go to your nearest Visa ReadyLink location to buy a pack with a reload code from $20 to $500.

The fee of Visa ReadyLink is $4.95, and it takes about 30 minutes to recharge your Netspend account.

Native Options of Netspend

It’s also possible to use Netspend native options to reload your prepaid debit card. These are not reloadable packs but easy and effective ways to add money to your Netspend account.

Bank Account

The easiest way is to perform a bank transfer if you possess any US bank account. Whether you have a savings account or a checking account, you can perform a direct bank transfer to recharge your Netspend debit card.

You can also use your PayPal account for the same purpose.

Direct Deposit

If you receive a salary, you can directly receive it on your Netspend debit card.  All you need to do is provide your employer with your bank routing number and your account information for identity verification.

Your employer will use the routing and account numbers to send your salary directly to your Netspend account.

Use Checks

You can also load checks directly into your Netspend account, and you won’t need to go to any bank. Just open your Netspend mobile app and take a photo of your check. The application will automatically load the amount to your account.

The mobile phone application also allows you to see your direct deposit information, bank transfers, card account balance, transactions history, and more.

Netspend Reload Network Locations

Probably the easiest way to reload your Netspend account is to go to your nearest lowest cost reload location.

Some Benefits of Netspend Prepaid Debit Card

You can have your salary, state, and federal tax refunds electronically deposited directly to your Netspend account. You can receive several payment types in your Netspend debit card, including payroll checks, tax refunds, and government benefits.

The government benefits include:

  1. Social security payments
  2. Pension
  3. Regular payments
  4. Veterans Administration Compensation and pension
  5. Railroad Retirement Benefits
  6. Social security disability insurance
  7. Defense Finance and Accounting Service Payments
  8. Supplemental security income
  9. State unemployment benefits

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