Free ATM for NetSpend Card near you includes – Moneypass, Visa Plus Alliance, and Metabank ATM. You can withdraw funds from your balance at no cost when using a MoneyPass ATM, Visa Plus Alliance, and Metabank ATMs.
If you are looking for ways to withdraw cash using your NetSpend Card for free there are options!
Tired of ATM fees when you use your Netspend card? So are we! Continue reading for solutions to this problem that can save you money long-term.
A lot of people will agree that withdrawal fees and fees are inconvenient. Most ATMs charge fees when you withdraw with debit, credit, and prepaid cards, but this is arguably an unnecessary expenditure that is expensive in the long term.
However, if you have a Netspend card, there are a few ways to work around this fee, details of which can be found further in the article.
Read: Can I Overdraw my Netspend Card at ATM?
Free ATM For NetSpend Card
With a Netspend Prepaid Card, you will be charged for withdrawals from both over-the-counter and an ATM. However, there are some ways you can avoid this fee and save money.
1. MoneyPass ATMs
You can use MoneyPass ATMs for free if you have the MoneyPass Netspend ATM card. Your app will have an ATM locator that you can use to find the closest ATM point.
2. Metabank ATM
Metabank links to Netspend and is responsible for account management of Netspend. You can get surcharge-free withdrawals if you locate a Metabank ATM with the specific logo, “who has privilege status.”
3. Visa Plus Alliance ATMs
Companies that work with Netspend also offer free withdrawals, with the Visa Plus Alliance being a great example. Use one of these ATMs with your Netspend card to withdraw money for free.
There are also additional ways to access free ATM withdrawals.
- Receive money from a friend
If you want access to your money and have a friend with a Netspend account, then you can receive the money you need for free.
Simply ask permission from your friend to send them money that they can withdraw for you. If they agree to this, you will spend no fees and still receive the money. Just don’t forget to pay them back, or return the favor if they ask!
- At select stores, choose the “debit” option.
If you are buying groceries, clothes, or any goods/services at stores that accept card payments, you do not need to withdraw money with your Netspend card.
Simply select the “debit” option and enter your pin to receive cashback instead. Examples of stores that allow you to do this include grocery stores, retail stores, and restaurants.
NetSpend Withdrawal Charges
Most ATMs will charge a fee for withdrawing money with a Netspend card domestically. They will also charge a fee for any withdrawal decline from the ATM. However, there are ways to avoid a withdrawal fee, including using Metabank ATMs, MoneyPass ATMs, and Visa Plus Alliance ATMs.
What Is Netspend?
Netspend is a financial service company where consumers can obtain prepaid debit cards without a pre-existing bank account. You also do not need a minimum balance or a credit check. Netspend card users can deposit money onto the card and use it for payments until the balance reaches zero. They can then choose to dispose of the card or reload it and use it again.
You can use your Netspend card like you would a normal debit or credit card.
Consumers can receive deposits, cash checks, pay their bills, and withdraw money.
Netspend also offers additional features that come with traditional bank cards, such as a mobile app for account management, text alerts, and a virtual account number to protect against identity theft, fraud, etc.
Who can get a Netspend card?
Since you can obtain a Netspend prepaid card without a bank account or a credit check, the majority of people will qualify for the card.
Consumers need to be at least 18 years old. To have full use of the card, consumers will need to verify their identity. Otherwise, those with a Netspend card will only be able to make in-store transactions, and will not be able to reload the card.
To verify your identity, you will need your name, date of birth, address, and government identification number.
Signing up for a Netspend Card
It is quick and easy to sign up for a prepaid Netspend card.
- Fill out the online form with the required information.
- Choose the direct deposit options you’re interested in
- Choose a card design
After you receive your Netspend card, you will need to do the following:
- Follow the instructions to activate the card and verify your identity
Once your identity is confirmed by Netspend, you can begin using your card.
Recharging your Netspend account
Eventually, your Netspend card will need to be topped up. There are a few ways you can do this.
- Specific Reload Locations
There are many reload locations across the country. Simply take cash with you to use them, and your Netspend card will be recharged in no time!
- Receive the money from a friend
Netspend allows money transfers between people provided they both have a Netspend account. So, a friend or family member with a Netspend account will be able to send over money, and the card will be ready to use. Just don’t forget to pay them back!
- Direct deposits
Your employer, authorities for government benefits, and other relevant persons can deposit money into your Netspend account via a direct deposit. Additionally, you can link your Netspend card to an existing bank account if you have one. This allows you to transfer money to your Netspend account when you like.
- Mobile check deposits
With a Netspend account, you can deposit checks online. The money will appear in your account once the checks have been processed. You will need to take a picture of every side of the check, and don’t forget to sign it!
Withdrawing Money with a Netspend Account
You can withdraw your money from a variety of places with a Netspend account.
- Over the counter at the bank
The banks charge a fee to withdraw money over the counter. However, you must have a Visa or Mastercard in order to do this.
Walmart will charge you for withdrawing money, but you may find it advantageous if you are withdrawing a large amount. It is also quick and convenient if you are near a Walmart store.
- Any ATM point
As previously mentioned, you can withdraw money from your Netspend account by using any ATM, but this will usually cost you a fee.
So there you have it! Five examples of ATMs are free for Netspend.
We can see that it is possible to withdraw money for free with a Netspend card when using certain ATMs, such as Moneypass, Visa Plus Alliance, and Metabank.
You can also use more indirect methods of free cash withdrawal such as asking your friends if it is okay to withdraw the money you send them, or select “debit” at select stores.