Are you unsure what the ATM withdrawal limit on your Netspend Premier card is? Find out today just how much you can withdraw!
Your Nespend Premier ATM withdrawal limit is $325 from an ATM per transaction. You can withdraw money from an ATM up to six times in one 24 hour period, with the total amount not exceeding $940 per day. After this, you will have to wait until the next day.
Do you have a Netspend Premier card and want to know how much you can withdraw in one day?
Perhaps you need to withdraw a lot of money from an ATM and want to know if there are any limits? Or maybe you are curious and want to know more? Whatever your reason might be, we have the answer for you!
When it comes to withdrawing money at ATMs, we all hate that moment where we hit withdraw money and have to walk away empty-handed.
Not only is it embarrassing, but it leaves you without the cash that you need. Before you know it, you are running from ATM to ATM, desperate to withdraw the money you need, wondering what the limit is and how you could have possibly exceeded it.
Well, no more! Today we are here with the answers that you need.
Keep reading to find out what the Netspend Premier ATM withdrawal limit is and how many times a day you can withdraw money with your card. Get ready to become an expert in all things Netspend!
RELATED READ: Netspend Premier vs All Access: Which One Is Best For You?
What is a Netspend Premier card?
Before we dive in, let’s have a quick recap for those in the room that need it. A Netspend Premier card is one of the cards offered by Netspend. The Premier card comes with more features than other cards and can save you money!
Compared to other cards, there is a reduced monthly plan that works out at 50% cheaper than other plans.
It is worth noting that this card is still subject to ATM fees and other loading fees associated with the card. Be sure to factor these in when deciding if this is the card for you!
To make the most out of your card, check on Netspend’s website where you can load or use your card with little or no fees. Doing so will help to keep the cost down as much as possible!
The Premier card comes with no purchase fees saving you money, and a cushion of up to $10 if you find yourself a little short. The cushion can prevent you from entering an overdraft and gives you some time to get more money in your account before you start incurring any fees for a negative balance.
You can also personalize your card for free with your favorite photo if you wish. This is a nice little touch and sets the Premier cards apart from others offered by Netspend.
To qualify for the card you need to enroll in Direct Deposit and have benefits or payroll checks straight to the card. If these benefits or checks total $500 in one calendar month, you can upgrade to the Netspend Premier and enjoy the best value card that Netspend offers.
What is a NetSpend Withdrawal Limit?
A NetSpend withdrawal limit is a maximum amount that you can withdraw from an ATM. These limits are set by card providers and stop you from withdrawing large amounts of money in one go.
We have all seen the scenes in movies or TV shows where a character is using multiple cards to pull out large amounts of money from an ATM, haven’t we? Well, they are doing this thanks to the withdrawal limit!
Some card companies will also place a limit on the total amount that you can withdraw in a 24 hr period. You can usually find this information in any information you receive about your card, or by contacting the card provider directly.
So why do we have these withdrawal limits? Well, they help ATMs and banks control available cash and how it’s moved. It stops one customer from taking all the money from an ATM and leaving others stuck without access to cash.
It also offers security and protects customers’ accounts. Moving large amounts of money, especially cash, always poses a risk, but this way we can limit the risk and keep customers and their money safe. So while it can be annoying, it is done for your benefit!
Netspend Premier ATM withdrawal limit
Now that we have covered the Netspend Premier card in detail and what a withdrawal limit is, let’s see how much of a limit Netspend has on their cards!
When it comes to Premier cards, they have the same ATM withdrawal limit as other Netspend cards, keeping things nice and simple for everyone to understand.
With your Netspend Premier card, you can withdraw a maximum of $325 from the ATM. If that is not enough for you, you can withdraw from ATMs up to six times in 24 hr period, providing that you do not exceed the limit of $940.
Once you hit the limit, you will need to wait before you can withdraw money from ATMs again. Any attempt will be blocked and you will be forced to walk away empty-handed!
Remember that Netspend Premier cards charge you to use ATMs just like their other cards. You can always use their website to find where the lower fees are, or visit a store that allows you to withdraw money over the counter.
There are plenty of stores with zero fees that allow you to withdraw money from your Netspend card. You can use their website to find the nearest one to you and save some money.
Final thoughts
And there you have it, your Netspend Premier Card has a withdrawal limit of $325 when used at an ATM.
This withdrawal is subject to any fees, so be sure to check this before withdrawing your money. You can continue to withdraw money up to six times in a 24 hr period, providing that it does not exceed $940.
Keep an eye on your balance to ensure that you are only withdrawing what you can afford.
Never withdraw money for someone that you don’t know and keep your card and any cash you withdraw safely!
