Netspend does not allow direct deposit on Holidays. Whilst Netspend doesn’t direct deposit over the holidays, it does deposit over the weekends considering that it isn’t a federal holiday. Find out if NetSpend can deposit on the 4th of July, Saturday, Christmas, Presidents Day, and Thanksgiving day.
Find out if you can deposit to your Netspend card over the holidays.
If you have a Netspend Account, you will be interested to know when you can use it to make deposits or to be able to contact Netspend directly. Over the holidays, Netspend will not direct deposit or be available to receive telephone calls.
However, if you are able to load your Netspend card prior to the holidays, there is no reason why you won’t be able to use your card in stores or to pay bills.
Also, it is worth noting that whilst Netspend doesn’t deposit over the holidays, it does deposit over weekends.
So as long as your weekend deposit isn’t also a federal holiday, you will be able to deposit to your Netspend account over a weekend.
Read: Why is My Netspend Direct Deposit Late?
What Is A Netspend Card?
Netspend was founded in the late 1990s as a financial services company specializing in prepayment cards for the American market who might not have access to a traditional bank or those who simply might not trust the banking corporations.
The purpose of a Netspend card is to use it as you would traditionally use a debit or credit card. The difference is that with a Netspend account, you can only purchase goods to the value remaining on your card and you will not be using any credit, or risk getting into bad debt.
You are able to top-up your Netspend account at multiple outlets such as Walmart by depositing cash to then transfer into electronic funds.
Netspend does not require a bank account, proof of income, or run any credit checks, so is an accessible option for individuals who need access to electronic funds without the requirements stipulated by a bank.
If you are looking for a flexible and easy way to make purchases, pay bills, withdraw money from an ATM, and cash checks, without the hold of a conventional bank, then a Netspend account is a great choice.
However, as Netspend is not a traditional bank corporation, are you able to direct deposit with Netspend on holidays. Let’s find out!
Does Netspend Deposit On 4th July?
As 4th July is a federal holiday, Netspend, along with most financial institutions will be closed for the holidays. This means that you will not be able to deposit your money on this day and the funds will be deposited on the next business day.
However, if you have deposited funds on the nearest business day prior to the 4th, and it has cleared in time, you will be able to use your Netspend card to make purchases on the 4th of July.
Does Netspend Post On Saturday?
In short, yes! If you send your deposit directly to Netspend, your deposit will be processed over a weekend. As long as the Saturday in question does not fall on a federal holiday. As Netspend will not deposit your funds on any federal holiday.
Netspend is also available to contact via their customer service telephone team on 1-866-387-7363. They are available Saturday and Sunday between 8 am – 8 pm to deal with any queries or issues you may have.
Is Netspend Open On Christmas Day?
As Christmas Day is a federal holiday, Netspend, along with most financial institutions, will be closed for the holidays. This means that you will not be able to deposit your money on this day and the funds will be deposited on the next business day (usually 26th December).
However, if you have deposited funds on the nearest business day prior to 25th, and it has cleared in time, you will be able to use your Netspend card to make purchases on Christmas Day.
The customer service team will also not be available for general inquiries. However, if you need to cancel your card, you will be able to do so via your online account at the Online Account Center.
Is Netspend Open On Presidents Day?
In short, no. As President’s Day is a Federal holiday, Netsepnd will not be open until the following business day. Any deposits made on this day will be delayed and the customer service department will not be available for general inquiries.
Does Netspend Deposit On Thanksgiving Day?
Thanksgiving is a federal holiday, Netspend will be closed for the holidays. This means that you will not be able to deposit your money on this day and the funds will be deposited on the next business day.
However, if you have deposited funds on the nearest business day prior to the holiday, and it has cleared in time, you will be able to use your Netspend card to make purchases on Thanksgiving Day.
Frequently Asked Questions
How Can I Get A Netspend Card?
Applying for a Netspend Card is quick and easy. You can fill out an application online or call Netspend directly on 1-866-387-7363 to order a card to be shipped to you.
There are no upfront fees and no credit checks. All you will be asked is for your full name, date of birth, and address in order to identify you. It’s that easy!
How Long Will It Take For My Netspend Account To Arrive In The Mail?
Once you’ve completed your online order form, you will receive your Netspend card in the post approximately 7-10 business days after you’ve placed your order.
If you have still not received your card after 10 working days, contact Netspend directly on 1-866-387-7363 where their super customer service team will be happy to help you.
How Can I Cancel A Netspend Card?
Closing your Netspend Account is quick and easy. You can withdraw all of your funds at an ATM, or spend all of your money on your card account.
Alternatively, you can contact Netspend directly on 1-866-387-7363, or log in to the Online Account Center to close or delete your account.
Final Thoughts
There are many benefits to having a Netspend account if you are looking for a flexible and easy way to spend your cash and transfer it to electronic funds.
However, as discussed, a Netspend card does have its disadvantages if you are looking for a card that you can use over the holiday period, as you are unable to instantly deposit funds onto the card.
That being said, if you are prepared and deposit onto your account ahead of time, there is no reason why you should not be able to use your card over the holiday period.
