Netspend is a financial service provider registered in the U.S that specializes in prepaid debit cards. It offers multiple prepaid debit cards, including starlight cards, All Access debit cards, and small business cards.
You can use your Netspend card number in places where traditional debit cards are accepted. In this article, we’ll discuss everything you need to know about Netspend Card numbers.
So, let’s get started.
READ: 4 Different Types of NetSpend Cards – Which One is Right for You?
What is Netspend Card Number?
The Netspend card number is a 16-digit number printed on your Netspend debit card. The card numbers can be used as a traditional bank debit card number to make online purchases and pay bills.
You can also use your Netspend account number to sign up for direct deposits and send and receive money online. Skylight and Netspend have federally registered U.S service marks, and Mastercard International Incorporated also licenses the Mastercard debit card that the company offers.
How to Get Your Netspend Card Number?
You’ll need to go to the official Netspend website to apply for your Netspend Card. Then, you can follow the steps listed below to get your Netspend prepaid card number.
- Open the official Netspend website.
- Click on the “Sign Up Now” button.
- Fill the form by entering your personal information.
- Choose your prepaid debit card design.
- Click on the “Get my Card” button to complete the application process.
The company will create your account number and dispatch a prepaid debit card to your address. The debit card will have a unique 16-digit card number that you’ll need to activate by going to the company’s online activation tool.
You can also call the company’s toll-free number if you have any queries about your Netspend account or card number. The Netspend customer service representatives are happy to help, and they’ll provide you with all the answers and solutions you need.
READ: Netspend Card Designs: Custom Card & WWE Partnership
What is the Netspend Virtual Payment Card Number?
The Netspend virtual payment card is a temporary card number that doesn’t come with your Netspend debit card. You can request the company to issue your virtual payment card number that you can use to make online purchases.
The Netspend virtual payment card number will be associated with your Netspend account number. You can use this virtual number to make purchases only by using the money that you have in your Netspend account.
How to Get a Netspend Virtual Payment Card Number?
You can get your Netspend virtual payment card number by going to the official Netspend website. Then you’ll need to sign in to the online account center and apply for your virtual card number.
Then the system will ask you to enter your prepaid account that you want to link to your Netspend prepaid card account. Resultantly, your virtual card number will be generated, and it’ll work just like your standard Netspend prepaid debit card.
Why Should You Get a Virtual Card Number?
Netspend virtual card number allows you to protect your privacy. In addition, it’ll be easy to manage as it’ll be stored digitally on your smartphone or laptop. Other than protection, a Netspend virtual card number brings the following benefits to the table.
Allows you to Sign Up for a Free Trial
You can use your Netspend virtual card number to sign up for a free trial. It especially comes in handy when you’re not sure whether you’ll keep the subscription or not. That’s because the online subscription will not be able to charge your Netspend virtual card once your free trial period ends.
All you need to do is to create your virtual card number, use it to buy a subscription, and start using your trial period. Then you can cancel the virtual card number. This way, it will no longer be associated with your account, and the online service won’t deduct any amount from your Netspend prepaid card account.
It’s important to note that you will still need to cancel the subscription, but you won’t need to worry about the automatic deduction. You can always use your original Netspend prepaid card number to buy a subscription after the trial period if you want to continue using the service.
Keeps You from Replacing Your Primary Netspend Card Number
Replacing your entire prepaid debit card is no less than a hassle. Not only do you need to talk to customer representatives, but you’ll also need to wait for many days to get your new cards. It’s especially true if your prepaid debit card number is compromised.
You won’t be able to access your fund while you are waiting for a new card. However, if your virtual card number is compromised, all you need to do is cancel it and create a new one immediately.
Ensures Easy Sharing
A virtual payment ensures easy sharing of funds between your family members. For example, if you have a teenager boy or girl, you can simply create a virtual Netspend prepaid card number and give it to your son or daughter.
Trusting your kids is always important, but sometimes being safe than sorry is a better approach. A virtual card number will allow you to keep your main debit card to yourself.
Limits Your Risk
It’s possible to find a product on a third-party website that’s unfamiliar to you. You don’t want to share your original prepaid debit card number to ensure privacy and protection in such a scenario.
You can create a Netspend virtual card number and use it to buy your desired product online from any website without risking the whole amount of money in your account. However, don’t forget to cancel your virtual card number once your online transaction is completed.
Tips to Keep Your Netspend Prepaid Card Number Protected
- Never share your card number or account number with anyone.
- Never write your security PIN code on your Netspend prepaid card.
- Don’t allow anyone else to make purchases using your debit card.
- Use the Anytime Alerts service of Netspend to get real-time notifications regarding your Netspend account activity.
- Contact Netspend immediately if you see unauthorized activity on your prepaid debit card account.
- Netspend never calls its customers to ask for usernames, passwords, social security numbers, PIN codes, card numbers, or account numbers. So never share this sensitive information with anyone.
