The Stimulus Check can be deposited on Netspend Card as an alternative to receiving a paper check. About 4 million Americans received debit cards loaded with their first-round stimulus payment in 2020. Anyone who qualifies for the stimulus check and had their most recent refund sent to a Netspend Card will get their money deposited directly.
Find out whether you will get your stimulus check on your NetSpend card and what to do if your card is closed.
Know whether it will arrive by mail as a new card.
Many people who don’t have a bank account rely on a prepaid debit card such as NetSpend.
The company provides debit cards to buy things online or where Visa debit cards are accepted. These cards provide an alternative to receiving paper checks as you can also use the NetSpend card at ATMs and transfer the funds to a personal bank account.
You can buy the Prepaid card and add money so you can make purchases and pay bills. However, you can also load your Netspend card via the stimulus package.
During the 2020 stimulus payment, millions of people received stimulus checks of up to $1,400 for each person. Instead of a check or bank deposit, you can get your Netspend card loaded with the stimulus money.
Some people have been receiving stimulus money through their NetSpend prepaid debit cards. This applied to people who don’t have direct deposits but use an existing NetSpend card.
In this article, we discuss whether you will get your stimulus check on your NetSpend card and what to do if your card is closed.
Read: When Will Netspend Deposit Second Stimulus Check?
Will I Get My Stimulus Check On My NetSpend Card?
The IRS sent the stimulus checks by direct deposit to your NetSpend card because it is the easiest and fastest way to send money. The agency mails checks and prepaid debit cards when a direct deposit is impossible. The IRS emits the stimulus checks the same way as tax refunds do.
This means they deposit the stimulus money into your bank accounts, with some people receiving checks and prepaid debit cards in their mailboxes.
NetSpend said some stimulus money is deposited on your prepaid card. The company wants everyone, including former customers, to get stimulus money quickly and easily.
Suppose you lost or inadvertently destroyed your NetSpend card, but you have an open NetSpend account. In that case, you can order a complimentary replacement card by logging into your online account center or mobile app.
If you file your taxes through online platforms, you have the option of getting the stimulus checks sent on the prepaid cards through NetSpend.
The IRS sends your NetSpend account’s economic impact payment, social security, or railroad retirement funds. They deposit your stimulus check payment into the same account you would normally receive your federal benefits, which can be your NetSpend debit card.
For example, millions of people have received Social Security railroad retirement funds on their NetSpend card accounts.
You need a bank routing number for your NetSpend card to get the stimulus check. Log into your online account center and determine your NetSpend Routing and account numbers.
This information makes it easy to access the funds.
Read: Does Netspend work with Cash App?
What happens if your stimulus check gets out on a NetSpend card that is Closed?
Even if you no longer use your NetSpend card, they put the stimulus check directly on that prepaid debit card. However, this does not mean you will miss out on your funds. If you closed your previous Netspend card, talk to your customer representatives to renew your Netspend card. This also applies to people who lost their NetSpend debit card before putting the stimulus money on it.
Many people with NetSpend prepaid debit cards have trouble loading the cash onto closed accounts. Suppose they sent the stimulus check to closed accounts.
In that case, you can reopen your account and receive a complimentary replacement card or ask NetSpend to return your funds to the IRS to distribute by an alternative method.
NetSpend contacted customers to inquire if they would like to reopen the account and receive a complimentary replacement card.
You must confirm your contact information on accounts and set up notifications to tell NetSpend when the deposit hits your account.
If you can’t get cash from paychecks or government benefits, you can consult the customer service representative and ask for an alternative distribution method.
Use the online tools to contact your customer service representative and avoid unnecessary call center wait times.
Read: How Does Mobile Check Capture Cash App Work?
Will It Arrive By Mail As A New Card or Be Loaded Into An Existing One?
If you have an existing NetSpend card, they deposit your stimulus check directly into it. Alternatively, you can get a stimulus check in the mail if you don’t have a NetSpend card.
Anyone who receives tax refunds by mail should expect to receive the stimulus paper check via the same means. During the 2020 stimulus payment, millions of people received debit cards loaded with their stimulus checks. The debit cards come in a white envelope with the US Department of the Treasury seal instructions on how to activate the card the draw cash.
You can also receive a paper check and prepaid Visa debit cards in the mail. Not everyone is receiving their stimulus money in the 11 same way. Therefore, check your bank account and your mailbox to see how the money might show up. Each mailing includes instructions on how to activate and use the card securely.
The IRS and a treasury urged eligible people who don’t have a direct deposit to watch their mail carefully as they would receive stimulus checks by mail as a new card.
The prepaid card called the economic impact payment card is sponsored by the Bureau of the Fiscal Service and issued by MetaBank.
Bottom Line
The US government started sending stimulus payments during the pandemic.
You can use the stimulus check NetSpend debit card to withdraw cash from ATMs, Transfer funds to a bank account, or make purchases wherever Visa is accepted. The IRS sends the stimulus check to your account, which you can transfer to your NetSpend card.
Most people got their money through a direct deposit in their Netspend prepaid cards or a check sent in the emails. The IRS does not determine who receives a prepaid debit card.
If you closed your Netspend card and the IRS deposits money there, you could ask your customer representatives to renew the card or ask for an alternative distribution method.
For example, NetSpend contacted customers to inquire if they could reopen the account and receive a complimentary replacement card. They also return your funds to the IRS if you prefer a different route.
